All parents strive to provide the best for their children, but excessive leniency can have negative consequences later on. It’s crucial to guide children with patience, diplomacy, and age-appropriate methods, gradually clarifying concepts they might not grasp. Let’s explore some top-rated educational mobile apps designed for kids, children, and students.

Despite their young age, children constantly intelligent and always willing to help their parents, making it an opportune time to introduce them to aspects of the adult world.

Experts emphasize the importance of teaching children about responsible money management and the significance of the best credit card for kids from an early age.

Mobile Apps and the Emergence of Investment Opportunities

Traditionally, saving involved piggy banks and withdrawing money when needed. However, modern mobile apps linked to bank accounts offer a wider range of possibilities.

While choosing the right app is paramount for parents, not all options include investment features. We’ll focus on those favored by many parents and worthy of consideration.

Many apps encompass saving, spending, earning, and even donating money. Parents and children can collaborate to create schedules for chores, activities, and responsibilities tailored to the child’s age.

Leading Mobile Apps Your Kids Will Adore

BusyKid

BusyKid offers a comprehensive platform that fosters skill development, financial literacy, and social responsibility.

Impressively, it simplifies and explains as closely as possible to children, mirroring real-world financial practices, even allowing investments in actual stocks like Netflix.

All of this is facilitated through a custom-designed mobile app system that empowers riders to monitor activities. Parents have complete oversight, enabling them to establish savings and investment plans and assign various chores to their children.

The innovative BusyPay option, using a QR code, allows third parties to deposit funds directly into the child’s account.

This feature proves particularly tempting option for birthdays and holidays. While the monthly fee is $3.99, opting for the annual plan yields a 20% savings.

With support for up to 5 children on a single account, it’s ideal for larger families. BusyKid also empowers children to donate to their choice of hundreds of charities within the app.

Greenlight: Top-Tier Mobile App for Kids

Greenlight offers standard features such as spending, saving, and donating. Uniquely, children can contribute to charities directly through the app.

A free one-month trial is available, followed by a $4.99 monthly fee covering up to 5 children.

Parents can track their children’s spending and investment activities. Card personalization is available for $9.99.

Acorns

Acorns is an investment-focused application primarily intended for children, minors, and young adults.

It automatically rounds up transactions to the nearest dollar and invests the spare change in a selected investment portfolio.

Parental oversight is a key feature, as parents or guardians manage these accounts, and all account activity requires parental approval. This option costs $5 per month.

Stockpile: Educational Mobile App Focused on Investing

Stockpile stands out as a unique and entirely free investment app designed for children. No fees or trading commissions are charged.

Parental or guardian supervision is maintained, with children requiring approval for investment decisions.

Children can select from a wide range of stocks, track their performance, and make decisions to sell or exchange them based on market fluctuations.

Math for Money

Math for Money, a free app aimed at children aged 4 and above, gamifies saving. Children work towards a defined savings goal and math tasks by completing math problems.

Successful problem-solving earns them virtual currency, and parents can set weekly tasks with deadlines.

Children can monitor their earnings and request additional tasks. This app effectively combines education with financial concepts.

Copper

Copper, another free financial application, provides children with a prepaid card funded by parents.

It allows children to create savings and investment plans in collaboration with their parents. Designed for teenagers aged 13 to 19, it represents one of the newest offerings in the market.

ABCMouse

ABCMouse, an intuitive website and app, caters to children aged 2-8, covering the basics of reading, math, science, art, and colors. Children can browse fun preschool games and pursue their interests, while parents can structure learning through courses.

The platform boasts over 850 lessons and 10,000 activities spread across 10 levels. All courses are evidence-based and expert-recommended.

ABCMouse offers a 30-day free trial, followed by a $12.99 monthly fee until canceled. Subscribing to their newsletter can yield significant discounts, such as an annual subscription for $45 during promotions.

Khan Academy: Best for All Ages

Widely acclaimed by teachers, parents, and children, the Khan Academy app provides thousands of free resources covering a vast array of subjects, from basic math to art history.

This non-profit platform caters to preschoolers through high school students, offering engaging and educational content. Being entirely free, parents need not worry about subscription fees.

Parents appreciate the self-paced learning facilitated by the app’s videos. Khan Academy Kids, a dedicated app for children under 4, offers age-appropriate content with similar engaging elements.

Ages: 4+. Free. Available on: iOS and Android. These educational apps are accessible on children’s and kids’ mobile phones.

Nick Jr.: Ideal for Preschoolers

The Nick Jr. app allows children to enjoy their favorite shows on the go, eliminating the need for a TV. It features a vast library of episodes from Nick Jr.’s shows, alongside educational and entertaining games based on popular characters.

Unlocking certain app features might require cable provider login credentials. Nonetheless, core features like full episodes and a plethora of games remain accessible without cable information.

Ages: 2-7. Cost: Free, with some content requiring cable provider information. Available on: iOS, Android, and the Amazon App Store.

Epic!: Top Reading App for Kids & Children

Love Persian! is a children’s app boasting an extensive e-book library of over 35,000 titles. Its read-aloud feature aids children developing their reading skills. Parents appreciate its ability to combine screen time with a productive activity like reading.

Ideal for families with children of various ages, it promotes reading on the go.

Ages: 2-12. Cost: One-month free trial followed by an $8 monthly subscription. Available on: iOS and Android.